Debt to Dreams

I have come to the realization that these posts about obscure details of our family’s personal finances are not very high yield. They take time to organize, time to post and they are definitely overkill when we don’t have anything interesting to report with our finances. But.. we are already halfway finished with 2008 so [...]

We continued to tread water again last month. We are balanced on an edge, living within our means each month, but not investing in our future. We are able to keep our monthly bills within our normal monthly cash flow. Unexpected expenses force us to dip into our savings to pay for them. Here are [...]

Here are our April costs, 2 months late. When I ran the numbers it was nice to see that we didn’t spend any money in April on extra bank charges(late fees, finance charges, etc..) Here is the break down for the month ending in April: My thoughts on this category: My wife and I have [...]

Talk about penny wise and pound foolish. I just wiped out most of my gains from the past 10 months of 0% balance transfer abritrage! In the process of updating my excel spreadsheets for May I was checking my email and noticed that I had received an email from Bank of America letting me know [...]

For those out there still entertaining the thought of going to medical school I have run across a couple of interesting articles on the dynamics of becoming a physician in todays environment. Forbes ran an article last month addressing the major concerns facing most physicians right now. There is a large divide between the generations [...]

Not one cent from our day jobs went into savings or investments during the month of April. To complicate matters, we also did our part to spend the US out of a recession. Here are the numbers for the month ending April 30th: The key number on that chart has been our monthly living expenses [...]