Archive for the 'Cash Equivalent Savings' Category

My Credit Card Debt is now at Record Levels

Monday, September 10th, 2007

I never thought I would carry over $45,000 in credit card debt. That amount represents about a years worth of living expenses for our household.
Even when I was at my personal finance low 2 years ago with over $14,000 in hard earned credit card debt, I never thought I would let my debt […]

How to save $1,000,000 for Retirement: The Hard Way

Tuesday, August 28th, 2007

The current market turmoil is providing a good opportunity for individuals to assess their risk tolerance.
For younger individuals such as myself, a little short term volatility will be averaged out over the next thirty years. Thus, the common financial advice is to keep yourself 80% or more in stocks to take advantage […]

Citi $100 Bonus

Monday, February 12th, 2007

I was checking my email the other day when this email from Citi caught my eye.
I have a couple of Citi card that I used to take advantage of their 0% balance transfers. I haven’t touched them in a while but it looks like they are trying to get credit card holders […]