Debt to Dreams

Well the month of May is finally over and it was a busy one for us. Since May was a five week month I was expecting a better end result but five weeks of expenses cut into our savings budget. Here is how things break down.

Our Guidance for this month:

my [...]

After watching our small portfolio make noticeable gains over the past two months I am beginning to develop an appreciation for the power the stock market has for building wealth. As the stock market continues to set new highs, the gains in our portfolio are adding a noticeable pep to our monthly monthly [...]

Yes this is blasphemy, but I have not calculated how much money I would need to retire, live independently, etc… yet. This does not mean that I plan to spend every penny I make and expect to live off of Uncle Sam in the golden years. It just means I [...]

Wow, is it April already? The first quarter is over and I am excited to see that we have managed three solid months of consecutive growth of our net worth. While not as impressive as some of the more established bloggers, this has been a solid quarter for our family.
Most of this gain [...]

As we enter the end of the first quarter, the market looks like it has regained some volatility.
I decided to wait a day or two to check all my accounts after that short ride the market took on 2.27.07. I know many others had more at stake but one of the benefits of not having [...]

We are off to a good start for 2007. We didn’t win the Lottery yet but we did a good job of controlling our expenses in January. 2007 will be a year of financial basics with an emphasis on developing good finanical habits. Like a lot of Americans, our income is [...]

Wow, we are already halfway through January and I just finished updating our joint financial data.
The process of consolidating our data and finding a good starting point for the year has been challenging. Hopefully once we have a good system it will not take as much effort to maintain an accurate account of our [...]

January is an extra special month for me this year because it marks the first month of my life as a married man.
I had quite a few changes in my life in 2006. The most important occurred only weeks ago when my wife and I were married. Because I originally started this blog [...]

Happy New Year to All!
This will be our financial plan for the new year. After getting married at the end of December this will be our first year of joint income and expenses. The burden of my debt will be eased somewhat by our combined incomes and we will reap some increased efficiencies [...]

This is just a small update for the begining of this blog.  This blog has been something I have wanted to start for quite some time but like most people never seemed to get around to starting.  Now that I have started, I have about a years worth of ideas and posts I would like to [...]

Here is the starting balance from which I will measure the rest of my improvements. I wanted to wait until January but I will have made a lot of changes by then and I wanted to have a true record of where I am starting from. As you can guess from the title [...]

This is my first post on what should be an exciting journey. Now 3 years removed from the educational establishment and armed with the finance management skills of a “typical American” I find myself with a fair amount of debt. I have decided to reform my ways and join what looks like [...]