Debt to Dreams

After catching up on some reading this holiday weekend, I never envisioned that at the ripe old age of 30 that I would be out of touch but I just had to marvel at an article the most recent issue of Money Magazine.
Of course, all kids need stuff, and there’s no reason […]

A sign that I am way behind the times: It’s almost October and I am just now getting to this months issue of Money magazine!
I was surprised to see this in one of their articles:
even a $100,000 debt is a reasonable trade-off for a medical degree
This is the foundation of this blog. As […]

Or should I say, Minimal Risk, Maximal Returns! As I have been watching the markets race to new records over the past six months I have been remarkably unenthusiatic about it.
In years past when stocks, or real estate were zooming up, all I could do was watch and get a sick feeling […]

When I stop and think about it, managing our finances shouldn’t be that hard. If you get down to the basics you just need more money coming in than you have money going out. Very original thoughts, I know. When I realized that I was in over my head in late […]

To all the new readers from Credit Card Lowdown Welcome. For a little more background please see my About page. I will have to say that I am excited about how far I have come from February 2006. I also realize that I have a long way to go with […]

I like to make the argument with my friends that as Generation X, we are at the whims of the Baby Boomers and the AARP. Because they make up such a large proportion of US population that their shear numbers mean that any political or economic moves will be to benefit themselves and […]

If financial apathy were a disease it would be considered an epidemic. It would be a deadly, debilitating disease that ruins lives. Common age of onset would be late 20’s but we are starting to see signs of childhood onset as well. It is treatable with education but is rarely diagnosed […]

Why am I perpetually behind? Why do I always have 20 magazines to read, 20 emails to return, a couple of presentations to give and all these great thoughts for posts that never get written?
I seem to walk a fine line between getting things done and being hopelessly overwhelmed by what needs to be […]

I was doing an Internet search for information about the Obesity epidemic and how it affects us financially when I came across a great article that is now about 6 years old but remains spot on when it comes to “Fixing a Fat Nation“.  The fact that this article was written half a decade ago and we […]

I just read a pretty interesting article in the WSJ. In the wake of the recent market dip it appears that our appetite for risk is waining. Now just as people are seeking more safe investments, fewer investments appear safe. On Tuesday very few asset classes were left unscathed. […]

These are some more words of wisdom from the investor Warren Buffet. I could not find the original quote, but instead came across them reading this yahoo finance article.
The fundamental point is this:
If your only goal in life is to accumulate wealth, and you are starting from zero like most of us, then […]

February has been a very busy month for me as evidenced by my lack of posts this month. Having only started blogging a few months ago I still struggle at times to find time to submit quality posts on a regular basis.
The reason for this post is an article in this months issue of […]

I know this is supposed to be a personal finance blog but I reserve the right to move slightly off topic. In everything I do, from finance management to my career in medicine, a certain degree of motivation/inspiration has been needed for me to get off my tail and do the right thing.  One of the […]